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Terms of Use

Last updated: May 11, 2026

Agreement to Terms

By accessing or using the Bright Stance website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access our services.

Services Description

Bright Stance provides financial education programs designed to help individuals improve their financial literacy. Our services include online courses, educational materials, and related resources.

Our programs are educational in nature and do not constitute financial advice. We do not provide personalized financial planning, investment advice, or recommend specific financial products.

Enrollment and Payment

Program Enrollment

When you enroll in a program, you agree to:

  • Provide accurate and complete information
  • Pay the stated program fee
  • Comply with program guidelines and policies
  • Use materials solely for personal educational purposes

Payment Terms

All prices are stated in Australian Dollars (AUD) and are inclusive of applicable taxes. Payment must be received before program access is granted. We accept payment through our secure third-party payment processors.

Refund Policy

We offer a 14-day satisfaction guarantee. If you are not satisfied with your program within 14 days of enrollment, contact us for a full refund. After 14 days, all sales are final.

Intellectual Property

All content, materials, and resources provided through our programs are owned by Bright Stance and protected by copyright, trademark, and other intellectual property laws.

You may not:

  • Reproduce, distribute, or sell program materials
  • Share login credentials with others
  • Create derivative works from our content
  • Use materials for commercial purposes
  • Remove copyright or proprietary notices

User Responsibilities

You agree to:

  • Use our services only for lawful purposes
  • Not interfere with or disrupt our services
  • Not attempt to gain unauthorized access to our systems
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorized use of your account

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

  • Our services will meet your specific requirements
  • Services will be uninterrupted, timely, or error-free
  • Results obtained from services will be accurate or reliable
  • Any errors in the service will be corrected

Limitation of Liability

To the fullest extent permitted by law, Bright Stance shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Damages arising from your use or inability to use our services
  • Financial decisions made based on program content

Our total liability shall not exceed the amount you paid for the specific program giving rise to the claim.

Not Financial Advice

The information provided through our programs is for educational purposes only and should not be construed as:

  • Personal financial advice
  • Investment recommendations
  • Legal or tax advice
  • A substitute for professional financial planning

You should consult with qualified professionals before making financial decisions.

Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

Account Termination

We reserve the right to suspend or terminate your access to our services if you violate these Terms of Use or engage in conduct that we deem inappropriate or harmful.

Modifications to Services and Terms

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We may also update these Terms of Use periodically. Continued use of our services after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Dispute Resolution

In the event of a dispute, we encourage you to contact us first to seek resolution. If we cannot resolve the matter informally, you agree to attempt mediation before pursuing legal action.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms of Use, contact us at:

Email: [email protected]
Address: Level 12, 45 Clarence Street, Sydney NSW 2000, Australia

Bright Stance

Building financial confidence through practical education

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